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We define wealth management as an unequivocal commitment to fully integrated, comprehensive planning delivered in a way that is truly independent, operating in a fiduciary, fee-only manner. Ours is sophisticated investment management, together with advanced planning and personal counsel – a holistic approach to your financial life.
During the Wealth Optimization process, we explore the following steps:
- Analyze your current situation
- Listen closely to your hopes and dreams
- Capture your values and goals
- Identify opportunities and obstacles
- Explore which solutions are most viable and meaningful for you
- Implement the chosen course of action
- Monitor and evaluate the results
The Wealth Optimization process carefully integrates estate planning, tax planning and investment management in a way that maximizes your wealth, both now and in the future. We view this as an ongoing cycle of analysis, planning, implementation and assessment.
Our investment management services are comprised of the following:
- Academically sound, and market-tested strategies
- Methodology that balances capital growth with capital preservation
- Asset allocation modeling and analysis
- Cash flow management
- Tax management across multiple accounts and securities
- Portfolio implementation and rebalancing across multiple accounts
- Monthly brokerage statements by account
- Sophisticated quarterly reports by family
- Web access to investment research and data, plus advanced data aggregation
Our Advanced Planning process consists of the following ongoing services:
- Financial planning and retirement analysis
- Estate planning and wealth transfer strategies
- Asset protection
- Income tax planning
- Advanced tax planning strategies
Wealth management services are paid with an annual investment advisory fee based upon account size, outlined in the fee schedule below. Beyond $5,000,000, an annual retainer is recommended, and is based upon the complexity of an individual family’s needs. Fees are paid quarterly, in advance. Prorated quarterly fees are payable upon execution of the Account Agreement.
Annual Fee: minimum $12,500
Additional Fee for liquid investable assets over $1,000,000:
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Amounts between $1,000,000 and $2,000,000 |
0.75% |
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Amounts between $2,000,000 and $3,000,000 |
0.70% |
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Amounts between $3,000,000 and $4,000,000 |
0.65% |
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Amounts between $4,000,000 and $5,000,000 |
0.60% |
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Amounts over $5,000,000 |
Retainer |
We have found that some people do not desire the full breadth of wealth management services provided by Leonard Wealth Management. For those people, we recommend you visit our sister company, OnCubic, which is a fee-only, financial fiduciary that provides the same academic investment services provided as part of Leonard Wealth Management's full service offering.
Next: Investment Management
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